12 Work Alone Side Hustles That Can Cover the Cost of Your Mortgage (2024)

For most people, paying rent or mortgage is the biggest payment we make each month. What if I told you, you could lighten your financial obligations by looking into some different side hustle ideas that don’t involve working part-time at Dairy Queen? Seriously. Thankfully, these days, side hustles are readily available and you can actually make well over $1,000 per month with them! So if you’re hoping to make some legit money in your spare time, check out this list of jobs you can do right now!

*This post contains affiliate links. I may earn a commission on recommendations at no cost to you.

Start a blog

Starting a blog is super simple to do, but the payout does take a while. It’s not like you can put in the hours and get paid right away. But, there are definitely strategies you can implement so you start making money faster!

Plus, blogging can end up being a significant source of passive income! That means you can actually make money while you sleep!

After just 10 months of running a blog I was easily covering the cost of our mortgage and we used that additional income to pay off debt! With only a few hours a day (or some days not at all), I have been able to bring in a full-time income working very part-time running my blog.

Want to start a blog?

If you have been interested in starting a blog as an additional income stream or in addition to a current business, I have a course that will teach you everything you need to know from starting the blog to marketing yourself across social media and of course how to make money! Check out the Stay at Home Blogger course.

Hosting with Airbnb

A lot of people are hesitant about the idea of hosting out their homes and I totally get it. Having strangers come through your house opens you up to a wide range of problems. But, did you know that Airbnb has a hefty $1,000,000 insurance policy for its hosts? That means if any damage is done to your home, Airbnb has you covered.

Can you actually make money in your area?

This is the hot question, for sure! Sure, people who live in New York, LA, or some awesome tropical location stand to make money on their Airbnbs, but what about you?

Can your house in the suburbs (or the middle of nowhere) actually make money with an Airbnb business?

The answer: You betcha! (Can you guess where I’m from?!) ?

After checking the Airbnb calculator, I was blown away to find that I most people in my small suburban town are making an average of $400 more per month than the cost of my mortgage! Check the Airbnb calculator to see how much you could make!

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AmazonFBA

AmazonFBA is a program that allows you to start selling products on the biggest online platform there is: Amazon.

While there is definitely a learning curve to fully understanding the workings of Amazon, it’s entirely possible to see major results in a short period of time. How one man built a $10K per month AmazonFBA account in less than 4 months.

There are families who are RVing full time, quitting their corporate jobs, or retiring their spouses all thanks to the income they are earning from AmazonFBA. If you really want this to be one of those side jobs that pay your mortgage, check out this FREE 7-day email course that teaches you more about how it all works.

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Online Tutoring

If you have significant experience in a particular area of study like math, accounting, science, psychology, and more you could become an online tutor that helps kids from around the country. In fact, I am a big believer in the fact that you can turn your skills into a virtual income quickly and easily!

Not only can you help a young person better themselves and their studies, but you also get to set your own hours, and work from anywhere you want!

Uber

When you are working for Uber, you have the potential to set your own hours choose who you give rides to and get paid up to 5 times per day.

Sure, you are not totally working alone, because you do have to be a nice host to guests who are riding in your car but ultimately the work and the time you put in is up to you!

Not into driving people around? Don’t!

If you are truly looking for side jobs that pay, but don’t want to work with people, then maybe UberEATS is a better fit! With UberEATS you get the same perks as driving for Uber but you deliver food, not people!

Plus, UberEATS allows people to start working at the age of 18 instead of 21 and you might not even need a car to get started. Check out the opportunities in your area.

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Teach English Online

While online tutoring is great, what if you don’t have a particular area of study that you are able to teach? No worries, if you have a bachelor’s degree (and in some cases, you may not even need one), you could be teaching English online all around the world.

There are so many online platforms that set you up to teach English online without having to plan a curriculum or anything. Get generous pay and set your own hours. Here are the best platforms online to teach English:

  • VIPKid – If you have a bachelor’s degree you can make between $17 and $22/hr by teaching English online in over 32 different countries!

Personal Shopping

Have you seen those people walking through Target with their Shipt shirts on? Well, you had better believe those people are getting paid to shop!

With personal shopping programs like Shipt and Instacart, you can start setting your own hours, work totally independently, and get paid for it!

This could easily be a job you sneak in before or after work, on the weekends, or you can even make it a more full-time job and earn even more.

Photography

As a former photographer, trust me when I say, photography is one of those side jobs that pay your mortgage and beyond (and I was a lower-priced photographer)!

If you have a keen eye for photos and a passion for artistic shots, then photography might be right up your ally. Learn more about starting your own business from home.

Highest earning potential with photography:

  • Newborn photo sessions
  • In-home lifestyle sessions
  • Weddings
  • Events
  • Food Photography

It’s amazing how much you can learn about photography just by watching YouTube tutorials. I never had any formal photography training and was paying our big house mortgage with just a single wedding shoot.

Here are some great starter cameras that are still affordable:

House Hacking

Have you heard about this secret little world where people are living completely mortgage payment free? Yes, they have homes and mortgages…but they are not the ones making the payments!

I know it might sound too good to be true, but I assure you, it’s not. House Hacking is a legit thing, so much so that you can read all about it on Forbes.com.

Creating and selling your own courses

There are courses all over the internet that are designed to teach people something unique. If you have a talent or an area of expertise that you have always wanted to do more with, you could easily create an online course that teaches others how to do what you do! In fact, you can even make money BEFORE you create the course! Here’s how.

This job is so amazing that Forbes has estimated by the year 2025, this will be a $325 BILLION industry! Want to learn more about how it all works? Click here to learn more.

Virtual Assistant

Depending on where you live, you can get paid an average of $16 per hour by being an online virtual assistant.

What exactly does a virtual assistant do?

Virtual assistants work as online assistants to (mostly) small business owners. The best part is, you can market your virtual assistant services based on the skills you already have! Here are some ideas:

Bookkeeping

Similar to a virtual assistant in the sense that a bookkeeper can work for individual businesses. The difference is that a bookkeeper manages the financial side of the business. That means paying bills, tracking income, and managing other financial aspects. Learn how to become a bookkeeper from home.

On average, bookkeepers are earning around $42,000 per year. Whether this is a side job that pays or a full-time job that you do from home, you can definitely cover the cost of your mortgage!

Get intentional

If you are seriously ready to find a side job that pays your mortgage, it will require you to get intentional about making the time, finding the job, and making it happen!

If you love the idea of starting your own side hustle or business from home in order to make additional income, don’t miss my Home Boss course to learn how to start a business with the skill set you currently possess.

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