Guidelines/Tips for Traveling with Cash (2024)

  • Carry as little currency as possible
  • Carry cash in a money belt that sits on your waist (under your clothes) or a money pouch that hangs around your neck
  • Keep cash concealed and close to your body at all times
  • Avoid using fanny-packs or bags that clip to your back, they are easy to access from behind
  • Do not place the cash all in one area
  • Never carry cash in a wallet in your back pocket
  • Carry purses and bags across the front of your body, not on your shoulder
  • Some people choose to sew pockets inside of their clothing
  • Never leave bags or purses unattended
  • If Travelers Checks are purchased, leave a copy with a friend or relative so the numbers can be obtained for reporting purposes if they are lost or stolen
  • Never leave cash in hotel rooms or dormitory rooms, unless it is locked in a safe

Cash Handling is a function of the Accounting and Financial Reporting Office. For questions or additional information, contact cash-handling@uiowa.edu

Guidelines/Tips for Traveling with Cash (2024)

FAQs

What are the rules for traveling with cash? ›

Yes, there are no laws restricting the amount of cash you can travel with as long as you declare any amount over $10,000 when leaving or entering the United States. Domestically, you do not have to declare money. The $10,000 limit applies to all monetary instruments including cash, checks, money orders, stocks, etc.

How to safely travel with a lot of cash? ›

Guidelines/Tips for Traveling with Cash
  1. Carry as little currency as possible.
  2. Carry cash in a money belt that sits on your waist (under your clothes) or a money pouch that hangs around your neck.
  3. Keep cash concealed and close to your body at all times.

How to carry cash safely when travelling? ›

Keep cash safe when travelling

Don't carry it all in one place to prevent it from getting lost or stolen. The safest place to keep your money secure will most likely be in your hotel room safe. If you don't have one (or if you really need to carry cash with you) try keeping your money in a: Money belt.

How to carry cash through airport security? ›

If you have to take cash, keep it in a carry on bag. Never put your cash, financial instruments, or precious metals in a checked bag. Keep your cash and other valuables out of public view. Keep your baggage and belongings in sight when passing through a security checkpoint.

Can an airport scanner detect money? ›

A good X-ray scanner will always detect money. Airport scanners can detect even the smallest amount of metal and can detect paper. The scanners will always look after things that look different to the norm. In this case, if the currency is arranged in bundles, it will be more easily detected.

How much cash can you have while traveling? ›

YOU ARE ALLOWED TO CARRY AS MUCH CASH AS YOU WANT OUT OF AND INTO THE UNITED STATES. To summarize up front: no, you are not restricted to traveling with sums of $10,000 or less. In fact, you could travel with a checked bag stuffed to the brim with cash — as long as you declare the amount beforehand.

Why cant you travel with large amounts of cash? ›

Even though it is technically not illegal to travel with large amounts of cash, it is definitely suspicious to many law enforcement officers. Carrying a large amount of cash can result in asset forfeiture and seizure, even if you are not arrested for an offense.

How to wear a money belt? ›

A money belt is a small, zippered fabric pouch that fastens around the waist under your pants or skirt. You wear it completely hidden from sight, tucked in like a shirttail — over your undies, under your pants or skirt.

Where is the best place to carry cash on a plane? ›

You shouldn't place cash in your checked luggage. This is because your bags are out of your sight and a lot more people have access to them. They also go missing much more often so it is safer to keep in your hand luggage where you can control its location and track its whereabouts much more easily.

What is the best way to carry cash in Europe? ›

Top Tips! Keep your money safe when travelling in Europe
  1. Keep your belongings safe in crowded areas with our expert tips.
  2. Leave some items in the hotel safe so that you don't have to carry everything with you.
  3. Keep your money close with a money belt.
  4. Always try to visit ATMs within banks while travelling.
Sep 11, 2023

Can a body scanner detect cash? ›

Currency: X-ray scanners can detect large amounts of cash that may be hidden on the body, which may be indicative of money laundering or other illegal activities.

Do I need to declare cash at airport? ›

You may bring large sums of money with you in the form of cash, money order, or traveler's checks. There is no maximum limit, however, any amount exceeding $10,000 USD must be declared upon arrival on both the Form 6059B and FinCEN 105. All forms must be filled in completely and truthfully.

Can airport security confiscate cash? ›

No, it is perfectly legal to fly with cash. In fact, the law allows you to fly with as much or as little as you like. Think about it: Have you ever heard of someone getting arrested at the airport for possession of too much cash?

How much cash can you carry with you on a plane? ›

When flying domestically within the USA, there is no limit to the amount of cash that you can carry or have to declare. However, if you are found flying with large amounts of cash or money, TSA officers may question you as to why you have it and details of your trip.

Is traveling with large sums of cash illegal? ›

Under U.S. law, the transport of more than $10,000 in American currency isn't expressly prohibited. In fact, individuals can theoretically travel with any amount of cash and not violate any law.

How much cash can you hold on a plane? ›

No limit exists on how much money you can carry on a domestic or international flight. However, if you're travelling internationally, you should also be aware of the regulations in the country you're travelling to. Some countries may restrict the amount of money you can bring into the country.

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