How Much Ca$h Do I Bring To Europe? (2024)

How much money should you bring to Europe?

Should you exchange at the European airport or get Euros from the bank?

Which countries use the Euro?

Hi, I'm Shelby, the @SoloTravelExpert, and I've been on over 500 cruises and trips! I've visited Europe several times, and here are my personal #travel tips.

For a 7-11 day Europe trip, I bring $200-$300 Euros in cash. I find it less stressful to order Euros from my bank a few weeks before my trip, so I have local cash upon arrival. The exchange rate is usually better this way. While you can exchange money at the airport, I recommend this alternative.

Most places in Europe accept credit cards and automatically convert the charges to your card's currency. Just check your card's foreign transaction fees and opt for a credit card without these fees.

Currently, most cruise lines operate cashlessly. Onboard purchases can be made through your cruise card, linked to the credit card on file. The cruise ships offer local currencies at the Pursers Desk/Information Desk, often with an ATM and cash options at the casino cage. Exchange rates at the Information Desk may be slightly higher than at the airports.

Upon arriving in Europe, I try to make small purchases at stores to acquire smaller bills for tipping, quick transactions, and cash-only buys. You can even negotiate a bit with cash. For example, if you're purchasing something valuable, asking for a discount for a cash purchase often works.

Wondering what to do with any extra Euros after your cruise? Onboard, gratuities for your room steward and dining room will be added to your onboard bill, approximately $16/day USD per person. This covers the basic wages for all your room and dining needs, including buffet staff (not just your personal wait staff). While you're not obligated to tip beyond this, if you have Euros left or wish to provide additional tips to room stewards, bartenders, or dining attendants, they greatly appreciate it.

One last tip: when in a foreign place, avoid withdrawing large amounts of money in public. Stay discreet and aware of your surroundings. Never leave your wallet, purse, or phone unattended on a table or chair back. I recommend using a crossbody bag for easy storage and access.