‎Stash: Investing made easy (2024)

‎Stash: Investing made easy (1)

Invest in Stocks and ETFs‪.‬

Stash Financial, Inc.

Designed for iPhone

    • Free

iPhone Screenshots

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Stash makes investing easy and affordable. Join the millions of Stashers building wealth and achieving their financial goals.

Invest and build wealth with Stash, the investing app helping millions of Americans invest and save for the future.

INVEST YOUR WAY.
Choose from thousands of stocks and ETFs with no add-on commission fees. Fractional shares make it affordable—invest at any amount. Plus, build wealth automatically with auto-invest.

AUTOMATED INVESTING, PERSONALIZED.
Smart Portfolio is a robo-advisor that invests for you based on your goals. Our experts will build a diversified portfolio that automatically rebalances quarterly.

BANK LIKE AN INVESTOR.
Get paid two days early, access banking and saving tools, and earn bonus stock with the Stock-Back® Card—all with no overdraft fees.§†

LEARN HOW TO INVEST.
Invest in yourself—personalized investing guidance and financial education.

PLANS
Our plans can make it easy and affordable to build wealth.

STASH GROWTH | $3/mo.
Includes: Access to investing, your Stock-Back® Card, banking, budgeting tools, personalized advice, an automated investing account (Smart Portfolio) and a retirement account with investing tax benefits.†

STASH+ | $9/mo.
Includes: Everything in Stash Growth plus premium advice, and children’s investment accounts.

Disclosures

Investment & banking accounts under each subscription are subject to different regulations & limitations. Monthly Subscription Fee starts at $3/month. Ancillary fees charged by Stash and/or its custodian are not included in the subscription fee.See Advisory Agreement & Deposit Account Agreement: stsh.app/legal.

Stash has full authority to manage a “Smart Portfolio,” a discretionary managed account.

Stash Banking services provided by Stride Bank, N.A., Member FDIC. The Stash Stock-Back® Debit Mastercard® is issued by Stride Bank pursuant to license from Mastercard International. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Investment products and services provided by Stash Investments LLC, not Stride Bank, and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.

Investing Involves Risk. Preliminary information provided to prospective clients prior to Stash accepting a signed advisory agreement is not investment advice & should not be relied on as such. Stash Investments LLC is an SEC registered investment adviser. Must be 18+ to open an account. Stash only available to US citizens, permanent residents, & select visa types.

View Stash SSR Promotion: https://bit.ly/3CHFsVt

What’s New

Version 4.8.0

Hey Stashers,

Like you, we’re deep in spring cleaning mode—squishing bugs and making improvements in the app to help you build wealth. We’ve this for you:
● Bug fixes for a better app experience.
● Performance improvements throughout the app.

Ratings and Reviews

4.7 out of 5

303K Ratings

Becca and Kids ,

Relative Newbie happily and easily investing money

I downloaded this app about a year ago and have accumulated a nice chunk of change in my investments without feeling like I was spending all of my money. I like how you can invest as little as you want on whatever timeframe works for you. I was able to set my preferences and then leave it alone and watch my balances go up. I have it automatically withdraw money from my bank account on pay days and it invests it for me, so I don’t forget. I’ve also taken advantage of the bank account they offer and put my weekly spending money on there so that as I am shopping, I’m buying stocks as well. I turned on the round up feature but they also give you minuscule amounts of stocks just for using your card. They have information available to help ensure you are diversifying your investments, too. This app is super easy for new investors or anyone who doesn’t have a lot of money to invest. I did get really excited about how I was finally able to build up money in some investments, that I downloaded another app that is supposed to be investing for stock bits but the other app was not as user friendly, in my opinion as I am still learning about investing. I recommend this app to all of my friends (and not just because of the referral bonus). Good luck on your investments!

Maissssas ,

A good habit of saving.

I started Stash about four months ago. I didn’t deposit anything for the first month and kinda just researched the app a little bit. The first thing i love about Stash is that it’s super user friendly. It’s easy for me to navigate and it’s beautifully built. The second thing i like about it, is that you can go at your own pace, whatever that may be. This app is meant for INVESTING which means “stashing” your money away and forgetting about it. Me personally, I’ve always tried to set money back in my savings and checking account and it just seemed like nothing ever grows. With stash, I’m able to put back an amount that is comfortable for me. They have a feature called auto-stash and i turned that on. I set my limit at $10 a week, noticed it was super easy and wasn’t losing any sleep over it, so i moved it up to $30. I did $30 for a few weeks and got excited so i bumped it up to $60 a week. For me, this is the perfect flow right now. It’s been three months of consistent saving, NO withdraws, and i purchased some ETF’s and Stocks in a few companies and my stash account just hit $1,000 with $104 being a return. This is a great way for you to save a little bit of money, and letting it grow over time. I give it 5 stars for my experience. I may leave another review when i hit 5k!! 😛

Jamminalli ,

Excellent

Update: I have been using the app now for about two years. I enjoy the freedom of picking my investments and moving money around. It does take a while for the selling window to take place if you want to withdraw money, which I rarely do. What I didn’t like was the customer service I received through email. I received several emails with a one sentence response that did not address my concern. I have referred several people so far to use the app, and the latest was advertised at receiving $20. I was told it was a $5/20 where my friend gets $20. I’m verifying later today that she received $20 as the agent stated. That was not what the ad states. So be aware if you refer, that the “Get $20” may not apply to you.
This is a great app and I compare it to fantasy football. You can pick up and get rid of “players“ as your investments if you don’t like the way they perform. You can view past performance, and it’s easy to diversify. I knew nothing about investing when I got started but this makes it easier to get started and learn if you’re interested. I’ve also referred a few people and we all got our free money! When I started using this app a couple of years ago, I was working to repair my low credit score and save just a little bit of money starting with $5. Now my credit is great, and not only do I have a little savings, I am also now well above my original goal of an initial investment that I felt was a good first milestone.

Developer Response ,

We’re always looking to improve Stash and appreciate your feedback. We'd be happy to look further into your referrals in your account if you didn't receive the credit you were promised. Please contact us at 1(800) 205-5164 or send us an email at support@stash.com with the subject titled "app review".

App Privacy

The developer, Stash Financial, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Linked to You

The following data may be collected and linked to your identity:

  • Purchases
  • Financial Info
  • Contact Info
  • Contacts
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. LearnMore

Information

Seller
Stash Financial, Inc.

Size
298 MB
Category
Finance
Compatibility
iPhone
Requires iOS 15.0 or later.
iPodtouch
Requires iOS 15.0 or later.
Mac
Requires macOS12.0 or later and a Mac with AppleM1chip or later.
Apple Vision
Requires visionOS 1.0 or later.
Languages

English, Spanish

Age Rating
4+

Copyright
© 2024 Stash Financial

Price
Free

Supports

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‎Stash: Investing made easy (2024)

FAQs

Can you actually make money on Stash? ›

Rather than receiving cash back or rewards points, cardholders can earn rewards in stock of their choice. Note, however, that the amount of stock you'll actually earn is pretty meager — Stash Growth users can earn 0.125% back on purchases while Stash+ customers can earn 0.25% back.

Is Stash good for beginners? ›

The bottom line: Stash aims to make investing approachable for beginners. The service has a $0 account minimum (though managed Smart Portfolios require $5 to get started) and charges $3 or $9 a month, depending on what services and account types you are looking for.

How much money do I need to invest to make $1000 a month? ›

A stock portfolio focused on dividends can generate $1,000 per month or more in perpetual passive income, Mircea Iosif wrote on Medium. “For example, at a 4% dividend yield, you would need a portfolio worth $300,000.

How much money do I need to invest to make $3,000 a month? ›

Imagine you wish to amass $3000 monthly from your investments, amounting to $36,000 annually. If you park your funds in a savings account offering a 2% annual interest rate, you'd need to inject roughly $1.8 million into the account.

Does Stash actually give you $30? ›

Stash will pay the referring party for referral services provided by the referring party up to $30 for each Prospective Client who opens, links a bank to, and/or deposits funds into a Qualifying Account.

What is the best investing app for beginners? ›

7 Best Investment Apps for Beginners
  • SoFi Invest.
  • Investr.
  • Betterment.
  • Robinhood.
  • Acorns.
  • Ellevest.
  • Suma Wealth.
Mar 25, 2024

Why can't I withdraw my money from Stash? ›

There are four factors that may impact your ability to transfer out of your Stash Personal Brokerage portfolio: Invested funds: If you want to transfer money you've invested, you'll need to sell those investments first. Unsettled sales: Funds from an investment sale will take two business days to settle.

Which is better Robinhood or Stash? ›

Robinhood and Stash both offer traditional and Roth IRAs. Stash won't let you trade on margin, though, while Robinhood does. Stash's banking offerings are also much more robust than Robinhood's and its Stock-Back debit card really sets it apart. This unique feature allows you to earn stock with purchases.

Can I invest in stocks with only $100? ›

The democratization of investing means investors with as little as $100 can start building their retirement nest eggs immediately. Online discount brokerages make it easy to buy and sell shares. And Robinhood (NASDAQ:HOOD) forced the industry to virtually give up transaction fees.

How can I make $1000 a month passively? ›

Passive Income: 7 Ways To Make an Extra $1,000 a Month
  1. Buy US Treasuries. U.S. Treasuries are still paying attractive yields on short-term investments. ...
  2. Rent Out Your Yard. ...
  3. Rent Out Your Car. ...
  4. Rental Real Estate. ...
  5. Publish an E-Book. ...
  6. Become an Affiliate. ...
  7. Sell an Online Course. ...
  8. Bottom Line.
Apr 18, 2024

How to make $2500 a month in passive income? ›

Invest in Dividend Stocks

One of the easiest passive income strategies is dividend investing. By purchasing stocks that pay regular dividends, you can earn $2,500 per month in dividend income. Here's a realistic example: Invest $300,000 into a diversified portfolio of dividend stocks.

How much will I have if I invest $500 a month for 10 years? ›

What happens when you invest $500 a month
Rate of return10 years30 years
4%$72,000$336,500
6%$79,000$474,300
8%$86,900$679,700
10%$95,600$987,000
Nov 15, 2023

What salary brings home $3,000 a month? ›

Annual / Monthly / Weekly / Hourly Converter

If you make $3,000 per month, your Yearly salary would be $36,000.

Is 30 too late to start investing? ›

You can put your money to work over the next 35 years to build wealth and financial stability. Time is your greatest asset. So whether you're 30, or whether you're 40, right now, the most important thing is to get started.

How much do I need to invest a month to be a millionaire in 5 years? ›

Suppose you're starting from scratch and have no savings. You'd need to invest around $13,000 per month to save a million dollars in five years, assuming a 7% annual rate of return and 3% inflation rate. For a rate of return of 5%, you'd need to save around $14,700 per month.

Is Stash investing legit? ›

Yes, Stash is a Registered Investment Adviser. All Registered Investment Advisers (RIAs) are regulated by the Securities and Exchange Commission (SEC).

Is Stash investing reliable? ›

Yes, Stash is legit. For its mobile banking service, the Stock-Back Card, customers have access to FDIC-insured banking accounts, which are powered by Stride Bank.

How long does it take for Stash to pay out? ›

​When you cash out all or part of your Stash, the transaction is sent to your bank immediately. However, the money may take up 7 working days (usually a lot quicker than that) to reflect in your bank account. This is something that we do not have control over as the different banks have their own processing rules.

How do I invest in Stash and make money? ›

Buy new investment on the app
  1. Login to the Stash app.
  2. Tap on the portfolio you want to make your purchase in.
  3. Tap Explore all investments.
  4. Search or browse for the investment you want to purchase, then tap on it.
  5. Tap the blue Invest button, then tap Invest once or Invest on a schedule.

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