How is the C fund doing in TSP? (2024)

How is the C fund doing in TSP?

The C Fund has grown 7.49% in 2024, marking the best performance among the TSP's core funds. The small- and mid-size businesses of the S Fund posted the strongest numbers in February, gaining 6.03%. That's good enough to bring the fund 3.48% into the black in 2024.

Is the TSP C fund a good investment?

The C Fund can be useful in a portfolio that also contains stock funds that track other indexes such as the S Fund and the I Fund. By investing in all segments of the stock market (as opposed to just one), you reduce your exposure to market risk. The C Fund can also be useful in a portfolio that contains bonds.

What is the current TSP C fund performance?

Thrift Savings Plan C Fund Monthly Returns is at 3.22%, compared to 5.34% last month and 3.67% last year. This is higher than the long term average of 0.96%.

What is the most aggressive fund for TSP?

The conservative funds are the G and F funds and the aggressive funds are the C, S, and I funds.

Which fund is best for TSP?

Your best bet is to stick with the C, S and I Funds. Here's the ratio we recommend for your portfolio: 80% in the C Fund, which is tied to the performance of the S&P 500. 10% in the S Fund, which includes stocks from small- to mid-sized companies that offer high risk and high return.

What is the safest fund in TSP?

G Fund (Government Securities Investment Fund):

The G Fund is often considered the safest option among TSP funds.

What is the average TSP balance at retirement?

To compare, the average 401(k) balance based on 4.9 million defined contribution retirement plans was $112,572 at the end of 2022, according to Vanguard's 2023 analysis. To compare more accurately, at the end of 2022, the average TSP balance for a FERS employee was $157,325.

Does the TSP C fund pay dividends?

While there is some volatility, the C Fund is very popular because there is tremendous opportunity for significant dividends as market prices shift. Have questions about the C Fund and how to make the most of your TSP?

What is the difference between the TSP C fund and the S fund?

The money participants place in the F and C Funds is invested in separate accounts, while the S and I Fund monies are invested in trust funds commingled with other tax-exempt pension and endowment funds.

Does the TSP C fund follow the S&P 500?

TSP C Fund - Common Stock Index Investment Fund tracks the S&P 500 Index. The results below are based on the holdings of the iShares Core S&P 500 ETF (IVV), which tracks the same index. Military weapon grade: Fund is invested in military contractors above the threshold of 2.5% and below the threshold of 4%.

How to retire a millionaire with TSP?

Should I move my TSP money to the G fund?

If you choose to invest in the G Fund, you are placing a higher priority on the stability and preservation of your money than on the opportunity to potentially achieve greater long-term growth in your account through investment in the other TSP funds.

How many TSP millionaires are there?

According to the latest figures from the Federal Retirement Thrift Investment Board (FRTIB), the agency that oversees the Thrift Savings Plan (TSP), there are now 116,827 TSP millionaires as of the end of December 31, 2023. At the end of 2022, there were 76,889, which is a 52% increase in one year.

Is the C fund good?

The common stocks of the C Fund continued its strong recent showing, increasing 5.34% last month. The C Fund has grown 7.49% in 2024, marking the best performance among the TSP's core funds.

What does Dave Ramsey recommend for TSP?

Dave Ramsey's advice is to save 5% into the TSP to get the full match, then max out a Roth IRA, and then put more into the TSP if you are able to save more after that.

What percent should I put in my TSP?

Although, you will reach the regular TSP limit before the end of the year, you will continue to receive the Agency Matching contributions for the remainder of the year to which you are entitled, as long as you are contributing at least 5% of your bi-weekly gross pay each pay period.

Is my money safe in TSP?

It may surprise some of you to learn that none of the money in your TSP account is insured by the Federal Deposit Insurance Corporation, like your bank deposits are. When you invest for retirement, you take on varying levels of risk, depending on how you allocate your investments.

How much should you have in your TSP by age?

For example, if your salary is $50,000 per year, you should target to save $50,000 by age 30, $150,000 by age 40, $300,000 by age 50, $400,000 by age 60, and $500,000 by age 67.

How much should I put in my TSP per month?

Therefore, 5% of your basic pay is the absolute minimum you should contribute to collect the full agency matching contributions. If you are contributing less than 5% of your basic pay, you are missing out on free money.

What is the C fund equivalent to?

The C Fund assets are held in a separate account and managed to fully replicate the Standard and Poor's 500 (S&P 500) Index. The earnings consist primarily of dividend income and gains (or losses) in the price of stocks.

What is Vanguard equivalent to TSP C fund?

What fund does the TSP C fund track?

TSP C Fund - Common Stock Index Investment Fund tracks the S&P 500 Index. The results below are based on the holdings of the iShares Core S&P 500 ETF (IVV), which tracks the same index.

What are the 5 TSP funds?

funds (G, F, C, S, and I Funds) offer a broad range of investment options, including government securities, bonds, and domestic and foreign stocks. Generally, it's best not to put all of your eggs in one basket.

What is the current G fund rate?

Thrift Savings Plan G Fund Monthly Returns is at 0.38%, compared to 0.33% last month and 0.35% last year.

What is a good expense ratio?

A reasonable expense ratio for an actively managed portfolio is about 0.5% to 0.75%, while an expense ratio greater than 1.5% is typically considered high these days.